Solutions for every ambition

Finance designed
for real life.

From empowering entrepreneurs to supporting education and better living, our solutions are built around the diverse needs of Sri Lankan communities.

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Our solutions

Support to start,
grow and thrive.

Our financial solutions meet diverse needs and foster sustainable development. Every facility reflects our commitment to creating meaningful impact for individuals, businesses and communities across Sri Lanka.

Micro Business Credit FacilityEntrepreneur finance

Our service

Micro Business Credit Facility

Are you a small business owner looking to expand your business, or an entrepreneur looking to start your own business and need financial assistance? Abhiman Investment’s microfinance product supports small and medium women entrepreneurs in Sri Lanka with tailor-made loan products after evaluating your business. We also provide entrepreneurship training and support to develop your business, because we strongly believe in your success.

Key benefits

Loan rental payments through the Credit Saving Unit (CSU)Attractive interest ratesFast and efficient serviceFlexible repayment terms
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Consumer Home Appliances LoanBetter living

Our service

Consumer Home Appliances Loan

Our Home Appliances Loan facility improves the quality of life for existing and new customers by providing an affordable way to acquire essential home appliances. Customers can purchase electrical goods with a nominal down payment and settle the remaining cost conveniently over 4 to 12 months.

Key benefits

Low initial down payment4–12 month repayment periodAffordable access to essential appliances
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Consumer Mobile PhoneStay connected

Our service

Consumer Mobile Phone

The Mobile Phone Loan facility helps existing and new customers purchase a phone with a low down payment, reducing the immediate financial burden. The remaining cost can be settled conveniently over a four-month period.

Key benefits

Low down paymentSimple four-month settlement planAvailable for existing and new customers
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Abhiman Individual LoanIndependent growth

Our service

Abhiman Individual Loan

Personal Entrepreneurial Finance offers a personalized solution for Sri Lankan entrepreneurs who prefer an individual approach to business financing. Applicants can access funds by presenting two credible guarantors, supporting financial independence without the communal obligations of group lending.

Key benefits

Individual financing approachTwo credible guarantorsStraightforward application process
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Nena Abhiman LoanEducation support

Our service

Nena Abhiman Loan

Nena Abhiman Loans nurture the educational development of children within the microfinance community. Existing customers receive vouchers to purchase academic necessities such as books, uniforms and shoes, with an interest-free four-month repayment period.

Key benefits

Interest-free vouchersBooks, uniforms and school shoesFlexible four-month repayment
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Abhiman Business LoanBusiness expansion

Our service

Abhiman Business Loan

Abhiman Business Loans support upgraded micro-loan customers who need advanced financial facilities to expand their business. The facility is complemented by additional services designed to help businesses build further and fulfil their growing financial requirements.

Key benefits

For growing micro-loan customersAdvanced finance facilitiesAdditional business development support
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Abhiman Festival Advance LoanSeasonal support

Our service

Abhiman Festival Advance Loan

The Festival Advance Loan enriches the festive experience of our valued microfinance clients by providing immediate financial assistance for increased seasonal expenses. It offers swift disbursement, fair and manageable interest, and a four-month repayment span aligned with seasonal cash flow.

Key benefits

Swift disbursementFair and manageable interestFour-month repayment span
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We are here to help

Not sure which solution
fits your needs?

Visit your nearest branch or speak with our team. We’ll help you find a practical path forward.

Talk to our team